Banking & Finance

Overview

The Banking & Finance lawyers at McCarthy Lebit provide focused legal counsel to both lenders and borrowers. Our attorneys advise clients on the business of banking, analyzing, structuring and documenting all aspects of finance, and restructuring of troubled loans. Our clients include community, regional and national banks, finance companies and other lenders as well as borrowers from a wide range of industries.

We also possess a particular strength with respect to the Uniform Commercial Code. Our attorneys teach courses and have authored books on the UCC and have also been guest lecturers for national seminars on such topics as commercial paper and secured transactions.

Our knowledge and experience across a spectrum of clients and types of structures and financings allows us to provide comprehensive and cost-effective representation in all matters related to banking and finance.

Capabilities

 Corporate governance

 Regulatory compliance

Asset-based lending

Acquisition financing

Real estate financing

Syndicated lending and participations

Healthcare financings

Asset-backed, structured finance securitizations

 Interest rate swaps and other hedging transactions

Letter-of-credit facilities

Financings secured by specialty collateral

Mezzanine and subordinated debt financing

Tax-exempt bond financings

Floor-plan financings

Equipment leasing

Special local opinion counsel

Workouts and restructurings

Troubled debt purchases

Secured party sales

Experience

Loan template documents

Read More

Loan template documents

Created equipment loan template documents for Lender.

Lawyers

  • Refinance of expiring C&I loans

    Represented multiple local borrowers in the refinance of expiring C&I loans.

  • $15 mil credit agreement

    Represented Borrower in amending and restating $15 mil credit agreement.

  • Refinance of $1.9 mil real estate loan

    Represented Lender in refinance of $1.9 mil real estate loan in Northeast Ohio.

  • Refinance of $1.7mil real estate loan

    Represented Lender in refinance of $1.7mil real estate loan in Northeast Ohio.

Refinance of expiring C&I loans

Read More

Refinance of expiring C&I loans

Represented multiple local borrowers in the refinance of expiring C&I loans.

Lawyers

  • Loan template documents

    Created equipment loan template documents for Lender.

  • $15 mil credit agreement

    Represented Borrower in amending and restating $15 mil credit agreement.

  • Refinance of $1.9 mil real estate loan

    Represented Lender in refinance of $1.9 mil real estate loan in Northeast Ohio.

  • Refinance of $1.7mil real estate loan

    Represented Lender in refinance of $1.7mil real estate loan in Northeast Ohio.

$15 mil credit agreement

Read More

$15 mil credit agreement

Represented Borrower in amending and restating $15 mil credit agreement.

Lawyers

  • Loan template documents

    Created equipment loan template documents for Lender.

  • Refinance of expiring C&I loans

    Represented multiple local borrowers in the refinance of expiring C&I loans.

  • Refinance of $1.9 mil real estate loan

    Represented Lender in refinance of $1.9 mil real estate loan in Northeast Ohio.

  • Refinance of $1.7mil real estate loan

    Represented Lender in refinance of $1.7mil real estate loan in Northeast Ohio.

Refinance of $1.9 mil real estate loan

Read More

Refinance of $1.9 mil real estate loan

Represented Lender in refinance of $1.9 mil real estate loan in Northeast Ohio.

Lawyers

  • Loan template documents

    Created equipment loan template documents for Lender.

  • Refinance of expiring C&I loans

    Represented multiple local borrowers in the refinance of expiring C&I loans.

  • $15 mil credit agreement

    Represented Borrower in amending and restating $15 mil credit agreement.

  • Refinance of $1.7mil real estate loan

    Represented Lender in refinance of $1.7mil real estate loan in Northeast Ohio.

Refinance of $1.7mil real estate loan

Read More

Refinance of $1.7mil real estate loan

Represented Lender in refinance of $1.7mil real estate loan in Northeast Ohio.

Lawyers

  • Loan template documents

    Created equipment loan template documents for Lender.

  • Refinance of expiring C&I loans

    Represented multiple local borrowers in the refinance of expiring C&I loans.

  • $15 mil credit agreement

    Represented Borrower in amending and restating $15 mil credit agreement.

  • Refinance of $1.9 mil real estate loan

    Represented Lender in refinance of $1.9 mil real estate loan in Northeast Ohio.

$4,335,000 Construction of Office Building

Read More

$4,335,000 Construction of Office Building

Represented Owner in $4,335,000 construction financing for an office building in downtown Cleveland.

Lawyers

  • $4,200,000 Distribution Center

    Represented lender in $4,200,000 construction facility for the development of a distribution center in New York that involved a complex tax structure in connection with a public/private transaction.

  • $15,750,000 Student Housing Project

    Represented lender in $15,750,000 construction facility for an student housing project in Ohio.

  • $17,500,000 Apartment Project

    Represented lender in $17,500,000 construction facility for an apartment project in Tennessee.

  • $32,000,000 Development of a Mall

    Represented lender in $32,000,000 construction facility for the development of a mall that utilized Indemnity Deeds of Trust to minimize transfer taxes.

  • $4,000,000 Apartment Complex

    Represented lender in $4,000,000 construction financing for apartment complex in Ohio.

Representation of Lender in Leasehold Deed of Trust

Read More

Representation of Lender in Leasehold Deed of Trust

Represented the lender in connection with a $12,000,000 real estate loan secured by a leasehold deed of trust on real property located in California that contemplated a future lot split, release and development of a portion of the collateral property.

Lawyers

Multi-Million Dollar Credit Facilities to various Real Estate Investment Funds

Read More

Multi-Million Dollar Credit Facilities to various Real Estate Investment Funds

Represented lender with several multi-million dollar credit facilities extended to various real estate investment funds.

Lawyers

  • $120 Million Credit Facility to Storage and Logistics Business

    Represented the agent and lead lender in connection with a $120 million syndicated revolving and term loan credit facility to a group of related borrowers engaged in the storage and logistics business to facilitate a significant acquisition.

  • $18,900,000 Development of High Profile Project

    Represented lender in a complex $18,900,000 loan transaction to fund the development of a high profile $272,000,000 project involving 35 sources of project financing.

$120 Million Credit Facility to Storage and Logistics Business

Read More

$120 Million Credit Facility to Storage and Logistics Business

Represented the agent and lead lender in connection with a $120 million syndicated revolving and term loan credit facility to a group of related borrowers engaged in the storage and logistics business to facilitate a significant acquisition.

Lawyers

  • Multi-Million Dollar Credit Facilities to various Real Estate Investment Funds

    Represented lender with several multi-million dollar credit facilities extended to various real estate investment funds.

  • $18,900,000 Development of High Profile Project

    Represented lender in a complex $18,900,000 loan transaction to fund the development of a high profile $272,000,000 project involving 35 sources of project financing.

$18,900,000 Development of High Profile Project

Read More

$18,900,000 Development of High Profile Project

Represented lender in a complex $18,900,000 loan transaction to fund the development of a high profile $272,000,000 project involving 35 sources of project financing.

Lawyers

  • Multi-Million Dollar Credit Facilities to various Real Estate Investment Funds

    Represented lender with several multi-million dollar credit facilities extended to various real estate investment funds.

  • $120 Million Credit Facility to Storage and Logistics Business

    Represented the agent and lead lender in connection with a $120 million syndicated revolving and term loan credit facility to a group of related borrowers engaged in the storage and logistics business to facilitate a significant acquisition.

$40,000,000 Development Transaction involving Tax Credits

Read More

$40,000,000 Development Transaction involving Tax Credits

Represented developer in a complex high profile $40,000,000 development transaction involving federal and state historic tax credits and new markets tax credits.

Lawyers

Refinancing of Skilled Nursing Home Facility

Read More

Refinancing of Skilled Nursing Home Facility

Counsel to local nursing home operator in connection with refinancing of skilled nursing home facility.

Lawyers

$3,400,000 Retail Project

Read More

$3,400,000 Retail Project

Represented lender in $3,400,000 amended loan facility for a retail project in Missouri.

Lawyers

  • $5,800,000 Retail Project

    Represented lender in $5,800,000 amended loan facility for a retail project in Iowa.

$5,800,000 Retail Project

Read More

$5,800,000 Retail Project

Represented lender in $5,800,000 amended loan facility for a retail project in Iowa.

Lawyers

  • $3,400,000 Retail Project

    Represented lender in $3,400,000 amended loan facility for a retail project in Missouri.

$5,000,000 Urban Development

Read More

$5,000,000 Urban Development

Represented lender in $5,000,000 revolving credit facility to fund infrastructure improvements in connection with a large scale planned urban development in Colorado.

Lawyers

  • $6,500,000 Urban Development

    Represented lender in $6,500,000 revolving credit facility to fund infrastructure improvements in connection with a large scale planned urban development in New Mexico.

$6,500,000 Urban Development

Read More

$6,500,000 Urban Development

Represented lender in $6,500,000 revolving credit facility to fund infrastructure improvements in connection with a large scale planned urban development in New Mexico.

Lawyers

  • $5,000,000 Urban Development

    Represented lender in $5,000,000 revolving credit facility to fund infrastructure improvements in connection with a large scale planned urban development in Colorado.

In $6,000,000 Retail Property

Read More

In $6,000,000 Retail Property

Represented lender in $6,000,000 mezzanine loan facility for the development of a retail property.

Lawyers

$15,000,000 CMBS Transaction

Read More

$15,000,000 CMBS Transaction

Represented owner of commercial property in Ohio in $15,000,000 CMBS transaction.

Lawyers

  • $64,000,000 CMBS Transaction

    Represented owner of commercial properties in Ohio in $64,000,000 CMBS transaction.

$64,000,000 CMBS Transaction

Read More

$64,000,000 CMBS Transaction

Represented owner of commercial properties in Ohio in $64,000,000 CMBS transaction.

Lawyers

  • $15,000,000 CMBS Transaction

    Represented owner of commercial property in Ohio in $15,000,000 CMBS transaction.

Company that specializes in Recycling Secondary Scrap Metal in $28 Million Credit Facility

Read More

Company that specializes in Recycling Secondary Scrap Metal in $28 Million Credit Facility

Represented a company that specializes in recycling secondary scrap metal in a $28 million asset based credit facility (revolving and term loans) which included the granting of a security interest in non-traditional assets.

Lawyers

  • Dealer of Equipment and Engine in $50 Million Credit Facility

    Represented an authorized dealer of equipment and engines for a global organization in connection with a $50 million asset based credit facility (revolving, term and real estate loans) which included inter-creditor issues from various financing sources.

  • $50 Million Credit Facility to Chain of Stores

    Represented the agent and lead lender in connection with a syndicated $50 million asset based revolving credit facility extended to a national chain of religious product stores, which included the negotiation of inter-creditor issues in connection with the issuance of a $25 million second lien note.

  • $125 Million Credit Facility to Global Supplier of Metal Alloys

    Represented the agent and lead lender in connection with a syndicated $125 million asset based credit facility (revolving and term loans) extended to a publicly-traded global supplier of metal alloys, which included the negotiation of complex inter-creditor issues in connection with the issuance of a $35 million subordinated note.

  • $220 Million Credit Facility to Manufacturer

    Represented the agent and lead lender in connection with a syndicated $220 million multi-currency asset based revolving credit facility extended to a publicly-traded diversified manufacturer with operations throughout the world.

Dealer of Equipment and Engine in $50 Million Credit Facility

Read More

Dealer of Equipment and Engine in $50 Million Credit Facility

Represented an authorized dealer of equipment and engines for a global organization in connection with a $50 million asset based credit facility (revolving, term and real estate loans) which included inter-creditor issues from various financing sources.

Lawyers

  • Company that specializes in Recycling Secondary Scrap Metal in $28 Million Credit Facility

    Represented a company that specializes in recycling secondary scrap metal in a $28 million asset based credit facility (revolving and term loans) which included the granting of a security interest in non-traditional assets.

  • $50 Million Credit Facility to Chain of Stores

    Represented the agent and lead lender in connection with a syndicated $50 million asset based revolving credit facility extended to a national chain of religious product stores, which included the negotiation of inter-creditor issues in connection with the issuance of a $25 million second lien note.

  • $125 Million Credit Facility to Global Supplier of Metal Alloys

    Represented the agent and lead lender in connection with a syndicated $125 million asset based credit facility (revolving and term loans) extended to a publicly-traded global supplier of metal alloys, which included the negotiation of complex inter-creditor issues in connection with the issuance of a $35 million subordinated note.

  • $220 Million Credit Facility to Manufacturer

    Represented the agent and lead lender in connection with a syndicated $220 million multi-currency asset based revolving credit facility extended to a publicly-traded diversified manufacturer with operations throughout the world.

$50 Million Credit Facility to Chain of Stores

Read More

$50 Million Credit Facility to Chain of Stores

Represented the agent and lead lender in connection with a syndicated $50 million asset based revolving credit facility extended to a national chain of religious product stores, which included the negotiation of inter-creditor issues in connection with the issuance of a $25 million second lien note.

Lawyers

  • Company that specializes in Recycling Secondary Scrap Metal in $28 Million Credit Facility

    Represented a company that specializes in recycling secondary scrap metal in a $28 million asset based credit facility (revolving and term loans) which included the granting of a security interest in non-traditional assets.

  • Dealer of Equipment and Engine in $50 Million Credit Facility

    Represented an authorized dealer of equipment and engines for a global organization in connection with a $50 million asset based credit facility (revolving, term and real estate loans) which included inter-creditor issues from various financing sources.

  • $125 Million Credit Facility to Global Supplier of Metal Alloys

    Represented the agent and lead lender in connection with a syndicated $125 million asset based credit facility (revolving and term loans) extended to a publicly-traded global supplier of metal alloys, which included the negotiation of complex inter-creditor issues in connection with the issuance of a $35 million subordinated note.

  • $220 Million Credit Facility to Manufacturer

    Represented the agent and lead lender in connection with a syndicated $220 million multi-currency asset based revolving credit facility extended to a publicly-traded diversified manufacturer with operations throughout the world.

$125 Million Credit Facility to Global Supplier of Metal Alloys

Read More

$125 Million Credit Facility to Global Supplier of Metal Alloys

Represented the agent and lead lender in connection with a syndicated $125 million asset based credit facility (revolving and term loans) extended to a publicly-traded global supplier of metal alloys, which included the negotiation of complex inter-creditor issues in connection with the issuance of a $35 million subordinated note.

Lawyers

  • Company that specializes in Recycling Secondary Scrap Metal in $28 Million Credit Facility

    Represented a company that specializes in recycling secondary scrap metal in a $28 million asset based credit facility (revolving and term loans) which included the granting of a security interest in non-traditional assets.

  • Dealer of Equipment and Engine in $50 Million Credit Facility

    Represented an authorized dealer of equipment and engines for a global organization in connection with a $50 million asset based credit facility (revolving, term and real estate loans) which included inter-creditor issues from various financing sources.

  • $50 Million Credit Facility to Chain of Stores

    Represented the agent and lead lender in connection with a syndicated $50 million asset based revolving credit facility extended to a national chain of religious product stores, which included the negotiation of inter-creditor issues in connection with the issuance of a $25 million second lien note.

  • $220 Million Credit Facility to Manufacturer

    Represented the agent and lead lender in connection with a syndicated $220 million multi-currency asset based revolving credit facility extended to a publicly-traded diversified manufacturer with operations throughout the world.

$220 Million Credit Facility to Manufacturer

Read More

$220 Million Credit Facility to Manufacturer

Represented the agent and lead lender in connection with a syndicated $220 million multi-currency asset based revolving credit facility extended to a publicly-traded diversified manufacturer with operations throughout the world.

Lawyers

  • Company that specializes in Recycling Secondary Scrap Metal in $28 Million Credit Facility

    Represented a company that specializes in recycling secondary scrap metal in a $28 million asset based credit facility (revolving and term loans) which included the granting of a security interest in non-traditional assets.

  • Dealer of Equipment and Engine in $50 Million Credit Facility

    Represented an authorized dealer of equipment and engines for a global organization in connection with a $50 million asset based credit facility (revolving, term and real estate loans) which included inter-creditor issues from various financing sources.

  • $50 Million Credit Facility to Chain of Stores

    Represented the agent and lead lender in connection with a syndicated $50 million asset based revolving credit facility extended to a national chain of religious product stores, which included the negotiation of inter-creditor issues in connection with the issuance of a $25 million second lien note.

  • $125 Million Credit Facility to Global Supplier of Metal Alloys

    Represented the agent and lead lender in connection with a syndicated $125 million asset based credit facility (revolving and term loans) extended to a publicly-traded global supplier of metal alloys, which included the negotiation of complex inter-creditor issues in connection with the issuance of a $35 million subordinated note.

$4,200,000 Distribution Center

Read More

$4,200,000 Distribution Center

Represented lender in $4,200,000 construction facility for the development of a distribution center in New York that involved a complex tax structure in connection with a public/private transaction.

Lawyers

  • $4,335,000 Construction of Office Building

    Represented Owner in $4,335,000 construction financing for an office building in downtown Cleveland.

  • $15,750,000 Student Housing Project

    Represented lender in $15,750,000 construction facility for an student housing project in Ohio.

  • $17,500,000 Apartment Project

    Represented lender in $17,500,000 construction facility for an apartment project in Tennessee.

  • $32,000,000 Development of a Mall

    Represented lender in $32,000,000 construction facility for the development of a mall that utilized Indemnity Deeds of Trust to minimize transfer taxes.

  • $4,000,000 Apartment Complex

    Represented lender in $4,000,000 construction financing for apartment complex in Ohio.

$15,750,000 Student Housing Project

Read More

$15,750,000 Student Housing Project

Represented lender in $15,750,000 construction facility for an student housing project in Ohio.

Lawyers

  • $4,335,000 Construction of Office Building

    Represented Owner in $4,335,000 construction financing for an office building in downtown Cleveland.

  • $4,200,000 Distribution Center

    Represented lender in $4,200,000 construction facility for the development of a distribution center in New York that involved a complex tax structure in connection with a public/private transaction.

  • $17,500,000 Apartment Project

    Represented lender in $17,500,000 construction facility for an apartment project in Tennessee.

  • $32,000,000 Development of a Mall

    Represented lender in $32,000,000 construction facility for the development of a mall that utilized Indemnity Deeds of Trust to minimize transfer taxes.

  • $4,000,000 Apartment Complex

    Represented lender in $4,000,000 construction financing for apartment complex in Ohio.

$17,500,000 Apartment Project

Read More

$17,500,000 Apartment Project

Represented lender in $17,500,000 construction facility for an apartment project in Tennessee.

Lawyers

  • $4,335,000 Construction of Office Building

    Represented Owner in $4,335,000 construction financing for an office building in downtown Cleveland.

  • $4,200,000 Distribution Center

    Represented lender in $4,200,000 construction facility for the development of a distribution center in New York that involved a complex tax structure in connection with a public/private transaction.

  • $15,750,000 Student Housing Project

    Represented lender in $15,750,000 construction facility for an student housing project in Ohio.

  • $32,000,000 Development of a Mall

    Represented lender in $32,000,000 construction facility for the development of a mall that utilized Indemnity Deeds of Trust to minimize transfer taxes.

  • $4,000,000 Apartment Complex

    Represented lender in $4,000,000 construction financing for apartment complex in Ohio.

$32,000,000 Development of a Mall

Read More

$32,000,000 Development of a Mall

Represented lender in $32,000,000 construction facility for the development of a mall that utilized Indemnity Deeds of Trust to minimize transfer taxes.

Lawyers

  • $4,335,000 Construction of Office Building

    Represented Owner in $4,335,000 construction financing for an office building in downtown Cleveland.

  • $4,200,000 Distribution Center

    Represented lender in $4,200,000 construction facility for the development of a distribution center in New York that involved a complex tax structure in connection with a public/private transaction.

  • $15,750,000 Student Housing Project

    Represented lender in $15,750,000 construction facility for an student housing project in Ohio.

  • $17,500,000 Apartment Project

    Represented lender in $17,500,000 construction facility for an apartment project in Tennessee.

  • $4,000,000 Apartment Complex

    Represented lender in $4,000,000 construction financing for apartment complex in Ohio.

$4,000,000 Apartment Complex

Read More

$4,000,000 Apartment Complex

Represented lender in $4,000,000 construction financing for apartment complex in Ohio.

Lawyers

  • $4,335,000 Construction of Office Building

    Represented Owner in $4,335,000 construction financing for an office building in downtown Cleveland.

  • $4,200,000 Distribution Center

    Represented lender in $4,200,000 construction facility for the development of a distribution center in New York that involved a complex tax structure in connection with a public/private transaction.

  • $15,750,000 Student Housing Project

    Represented lender in $15,750,000 construction facility for an student housing project in Ohio.

  • $17,500,000 Apartment Project

    Represented lender in $17,500,000 construction facility for an apartment project in Tennessee.

  • $32,000,000 Development of a Mall

    Represented lender in $32,000,000 construction facility for the development of a mall that utilized Indemnity Deeds of Trust to minimize transfer taxes.

Find A Lawyer

D
E
I
J
Q
T
U
V
X
Y
Z